At My Debt 101, we offer debt relief programs for individuals and/or families who have in the past, are currently, or will soon be drowning in high interest debt. The truth is, most people don't know the first thing about debt settlement or how it will improve their quality of life. Utilizing our network of attorneys, we will reduce your outstanding debts by up to 60% directly with your creditors. Our savings programs are customized for each and every individual and their "specific" financial needs. Thus providing a stress-free, straightforward and practical debt solution.

Throughout our website, you will learn detailed  information about the debt settlement industry, how you can become debt free in 12 - 36 months and how you can protect yourself from predatory lending in the future. Take a moment to read through and obtain all of the knowledge needed to simplify this process. In need of immediate assistance? Leave the guidance to us by contacting one of our certified debt specialists, or simply fill out the required online information to receive a FREE debt consultation today. Either way, we are here only to assist you in obtaining the most practical debt solution.


 

 

 

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Reduce your debt obligations by up to 60%
Reduce or even eliminate high interest rates
IAPDA Certified Debt Specialists and Arbitrators work with YOU
No approval process, background or credit check
Avoid Bankruptcy and Consumer Credit Counseling Services
Put a STOP to the harassing creditor phone calls
Customize your monthly payment to suit your financial needs
Save hundreds, even thousands and improve your credit worthiness 
 
 

Bankruptcy & CCCS can damage your credit rating for up to 10 years. Debt Settlement on the other hand, has been designed to benefit everyone involved. The creditors get more than if you filed bankruptcy, the court systems aren't burdened with your case, and more importantly, you can respectfully resolve your debt and focus your efforts on living a debt free life.  The benefits of our Savings Program are endless! In the example below, you will receive an instant reduction in the amount  you currently pay your creditors by $200.00 per month! If this savings is set aside, by the time you complete the program, you will have saved approximately $8,700 in cash & eliminated a total unsecured debt of $30,000 for just $16,500. Our settlement program speaks for itself!!


Our mission is to help determine the best course of action for you to take. Instead of spending the next  thirty years paying off your credit card debts, picture yourself  "DEBT FREE" in 12 - 36 months, having $8,700 in your savings account, and  eliminating a total unsecured debt amount of $30,000 for just $16,500.  Now that's Practical!!!



“My Debt 101 took me by the hand & walked me through
the roughest time in my life. Their attorney made me feel at ease.
Thank you for all that you have done!”  

- Susana G , TX

"My Debt 101 helped me through by setting an affordable amount to pay my
creditors, so instead of paying $890 per month, I now pay only $350
per month for 32 months. I couldn’t thank you enough Joe."  

- Harold T , IL

“What a great feeling it is not being loaded down with all the credit
cards I racked up during college. My Debt made it possible
for me to get back on track and live my DEBT FREE life." 

- Maria , TX

“My Debt 101, I just wanted to say, Thank you, Thank
you, Thank you! Your employees are the best and I will recommend
your service to anyone that I speak with. Although I was apprehensive at first, you really did what you said and got me out of debt!” 

- Sheila H , CA

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